Credit.com 2.1.38

Credit.com – Freeware – iOS
out of 6769 votes

Get a comprehensive view of your credit score and report for free with the Credit.com app. Start improving your credit today by monitoring what factors are impacting your score and tracking your progress. Rest assured that using the app will not harm your credit score, as our dedicated technology team ensures the security of your data at every step.

Track Your Scores: Monitor your free credit score regularly to detect any signs of fraud or identity theft. Updates are provided every 14 days, allowing you to track your improvement and identify the factors influencing your score.
Build Your Credit: Gain a better understanding of what affects your credit and learn how to build a strong credit history with personalized action plans. Use our interactive timeline to explore how different actions can impact your target score. Receive tailored articles, videos, and tips based on your unique credit situation.
Get Personalized Offers: Discover which credit cards or loans you are most likely to qualify for before applying. All recommendations are tailored to your credit score and standing.

Upgrade to ExtraCredit Premium for an enhanced credit management and monitoring experience. Unlock premium features, including reporting bills you already pay to build your credit history, access to all three bureau reports (Experian, Equifax, TransUnion), advanced monitoring with dark web scans, alerts, and $1M ID theft insurance, cashback rewards from select credit and loan offers, and exclusive savings with a leading credit repair provider*

*Discounted access to a credit repair leader only available in certain areas.

Overview

Credit.com is a Freeware software in the category Business developed by Credit.com.

The latest version of Credit.com is 2.1.38, released on 07/02/2024. It was initially added to our database on 09/24/2023.

Credit.com runs on the following operating systems: iOS.

Users of Credit.com gave it a rating of 5 out of 5 stars.

Pros

User-friendly interface that simplifies the navigation process.
Provides free credit scores and reports, helping users understand their credit status.
Offers personalized advice for improving credit scores based on individual financial situations.
Includes monitoring alerts for any changes in credit reports, providing timely information to users.
Educational resources and tools available to demystify credit and finance-related topics.

Cons

Limited features in the free version, with more advanced tools requiring a subscription fee.
The site may display advertisements that can be distracting for users seeking straightforward information.
Customer support options may not be readily accessible, leading to delayed responses for user inquiries.
Some users may find that the information provided is overly generalized and not tailored enough to their specific needs.
Potential inaccuracies in credit reporting can lead to confusion or misinterpretation without proper context.

FAQ

What is Credit.com?

Credit.com is a free online platform that provides consumers with credit scores, credit reports, and personalized recommendations to improve their credit health.

How do I check my credit score on Credit.com?

You can check your credit score by creating a free account on Credit.com and accessing your credit score through their dashboard.

Is checking my credit score on Credit.com free?

Yes, checking your credit score and receiving your credit report through Credit.com is completely free.

What information do I need to create an account?

You will need to provide personal information such as your name, address, Social Security number, and date of birth to create an account.

Can Credit.com help me improve my credit score?

Yes, Credit.com offers personalized tips and tools to help you manage your credit and improve your score over time.

Is my personal information safe on Credit.com?

Yes, Credit.com uses encryption and security measures to protect your personal information and maintain your privacy.

How often can I check my credit score with Credit.com?

You can check your credit score as often as you like; Credit.com provides updates every 30 days.

Does Credit.com offer any financial products or services?

Credit.com primarily focuses on providing information and tools for credit management; however, they may partner with other companies to offer financial products and services.

What should I do if I see errors in my credit report on Credit.com?

If you find errors in your credit report, you should contact the credit bureau directly to dispute the inaccuracies.

Can I access my full credit report on Credit.com?

Credit.com provides access to a summary of your credit report but for a full report, you may need to go directly through the respective credit bureaus.

Screenshots (Click to view larger)

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